Direct Loan Program

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The interest rate for Direct Loans may not exceed 8.25% and the charts below indicate the maximum loan limits a student may receive in an academic year for both Subsidized and Unsubsidized Federal Direct Student loans.  Limits are affected by grade level and FAFSA Dependency status.

Dependent Student

Grade LevelCredit Hours EarnedSubsidized Loan LimitUnsubsidized Loan LimitTotal Loan Limit
Freshman0-29$3,500$2,000$5,500
Sophomore30-59$4,500$2,000$6,500
Junior/Senior60+$5,500$2,000$7,500

Independent Student

Grade LevelCredit Hours EarnedSubsidized Loan LimitUnsubsidized Loan LimitTotal Loan Limit
Freshman0-29$3,500$6,000$9,500
Sophomore30-59$4,500$6,000$10,500
Junior/Senior60+$5,500$7,000$12,500
MastersIneligible$20,500$20,500

For more information, please contact the Financial Aid Office.